Mutual Frontier
Stronger Together
Mutual investment for physical assets exposed to shared risk.
A Mutual Investment Approach to Shared Risk
Owners of significant physical assets often face concentrated exposure. A single severe event can impair value, disrupt operations, and force capital decisions at the worst possible time.
Mutual Frontier brings aligned asset owners together through a private investment structure that pools capital, evaluates shared risk, and supports collective resilience.
Figure: Illustrative historical scenario using S&P 500 performance and hypothetical wildfire-related loss allocations. For conceptual purposes only.
The illustration shows how periodic losses could reduce a pooled investment balance and its future growth. Actual outcomes would depend on investment performance, qualifying loss events, expenses, reserves, liquidity requirements, and governing terms. Capital and returns are not guaranteed.
Product Class
The Mutual Frontier Fund Series
The Mutual Frontier Fund Series consists of separate member investment pools formed around defined Asset restrictions. Each Fund has its own eligibility criteria, risk characteristics, capital structure, and governing terms.
Mutual Frontier Fund A
Primary Investment Strategy · Class A Fire-Rated Assets
For qualifying Class A fire-rated Assets seeking participation in Mutual Frontier as their primary mutual investment structure. Eligibility is subject to risk review, Asset diligence, and Fund A governing terms.
Mutual Frontier Fund B
Supplemental Investment Strategy · Assets with Existing Insurance
For qualifying Assets that maintain third-party insurance and seek supplemental participation through Mutual Frontier. Fund B does not replace or modify an existing insurance policy.
Risk Intelligence Platform
Property and Portfolio Risk Assessment
Evaluate selected risk signals for individual properties or larger Asset portfolios. Risk Intelligence supports property owners, professional users, and enterprise workflows while providing Asset information that may inform future Mutual Frontier review. Use of the platform is not a Fund application or eligibility decision.
Frequently Asked Questions
What is Mutual Frontier?
Mutual Frontier develops private member investment pools for qualifying physical Assets. Each Fund combines investment activity with a governed approach to shared risk and qualifying obligations.
Mutual Frontier is not an insurance company, and participation in a Fund is not an insurance policy or guarantee.
How do I get started?
Begin by exploring the Fund Series or using Risk Intelligence to evaluate an individual property or Asset portfolio.
A Risk Intelligence assessment or website inquiry is not a Fund application or acceptance decision. Potential participation requires separate diligence, eligibility review, governing documents, and formal approval.
How do Fund A and Fund B differ?
Fund A is designed as a primary Mutual Frontier investment strategy for qualifying Class A fire-rated Assets.
Fund B is a supplemental investment strategy for qualifying Assets that maintain existing third-party insurance. Each Fund has separate eligibility requirements and governing terms.
What is Risk Intelligence?
Risk Intelligence evaluates selected risk signals for individual properties and larger Asset portfolios. It supports property owners, professional users, and enterprise workflows.
Risk Intelligence also provides Asset information that may inform future Mutual Frontier review, but using the platform is not a Fund application, eligibility decision, or offer to participate.
Start a Conversation
Interested in the Mutual Frontier Fund Series, Risk Intelligence, or presenting a potential Asset for consideration? Tell us what you would like to discuss, and the appropriate team member will respond.
Submitting this form is an inquiry only. It does not constitute a Fund application, an offer to participate, or an eligibility decision.